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Benefit Cap

Benefits cap pictre

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1) What is the Benefit Cap?

housing benefit

If you’re aged 16 to 64, there may be a limit on the total amount of benefit your household can get.

This is called a benefit cap.

Not handing over money

If your income goes above this amount, your Housing Benefit or Universal Credit will be reduced until your income is below the limit again.

Tax Credit - DLA/PIP - No Cap

You won’t be affected by the benefit cap if you are getting Working Tax Credit or some disability benefits. This includes:

  • DLA
  • PIP
  • Attendance Allowance
  • ESA (Support group only)
No HB +No UC = No Cap

If you’re not getting Housing Benefit or Universal Credit you also won’t be affected by the benefit cap.

Web address

To see the full list of benefits affected by the cap go to: https://www.gov.uk/benefit-cap

To see who is not affected go to: https://www.gov.uk/benefit-cap/when-youre-not-affected

2) How much is the Benefit Cap

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If you live in Greater London, the cap is:

  • £23,000 a year – if you’re in a couple, whether your children live with you or not
  • £23,000 a year – if you’re single and your children live with you
  • £15,410 a year – if you’re single and you don’t have children, or your children don’t live with you

If you live outside Greater London the cap is about £3000 less. To find out more go to: https://www.gov.uk/benefit-cap/benefit-cap-amounts

family symbols - family

This means:

If your household is made up of a couple (with or without children)

family symbols - single parent

If you are a lone parent (and you have children living with you who you are responsible for when working out your Housing Benefit)

money-handover

You will receive £442.31 a week in London

(or £384.62 a week outside London)

no child web

If you are a single person and either:

You have no children

no child housing benefit

You don’t have children living with you who you are responsible for when working out your Housing Benefit

money-handover

You will receive £296.35 a week in London

(or £257.69 a week outside London)

3) Help with the Benefit Cap

If you need help with the Benefit Cap the government advises you to call Monday-Friday 8am-6pm

Universal Credit

For Universal Credit

Telephone: 0800 328 9344

Textphone: 0800 328 1344

 

For any other benefits

Telephone: 0800 169 0145

Textphone: 0800 169 0314

Computer

If you get Universal Credit you can also contact the DWP through the journal in your Universal Credit online account.

Can't pay the rent.

Help if you can’t pay the rent

If you can’t pay the rent you can apply to your local council for a discretionary housing payment (DHP). See the DHP links section below for advice about how to claim a DHP.

If rent arrears mean you could be threatened with homelessness, you should contact housing options or the homelessness service at your local council for help and advice.

Web address

Shelter has an online directory to help you find local advice services: http://england.shelter.org.uk/get_advice/advice_services_directory